Many of us start the new year striving to be better with our money but haven’t actually looked into what being better with money means for us and how we are going to achieve it. What you need is a wealth strategy. …

Dear How To Money Reader, I hope you’ve had a great start to 2021 and your financial goals and habits for the new year and still on track. …

Dear How To Money Reader, Happy New Year! You’ve made it through the last crazy 12-months — I think that deserves a round of applause. Welcome to a brand-new year, full of hope, opportunity and adventure (well, we can hope). Although it’s always a good time to set and work…

Once again Christmas is upon us, a time that hits differently this year as we reflect on the year that’s been and many of us remain separated from loved one’s overseas. To compensate for the feelings I’ve had about 2020, I’ve gone all out with Christmas this year. From ordering…

Dear How To Money Reader, It’s funny to think we’ve already made it to Christmas time, it’s certainly been an interesting year. I’ve really enjoyed going out again, although everything seems a lot more exhausting than it used to. If you’ve been watching any money related videos on YouTube recently…

If you’ve been watching any money related videos on YouTube recently you will have noticed the same ads keep appearing time after time. Namely, a couple of Australian property spruikers and a massive online brokerage company that’s using a high profile celebrity for their marketing campaigns. Their appeal may have…

Dear How To Money Reader, Congrats! You’ve made it through October, a pretty challenging month (from a Melbournian point of view). I attended a really interesting webinar last week on the future of work and building your personal reputation. Andrea (the guest presenter) pointed out that for many people, their…

Dear How To Money Reader, I’ve spent the month trying to build a solid morning and evening routine, and have spent far more time than one should reading about other people’s routines, building good habits (James Clear anyone?) and finding the perfect tool to help me do this. I must’ve…

Do you know that in Australia we have a fantastic service called the National Debt Helpline (NDH), which provides you with direct access to free and confidential assistance from financial counsellors? It’s a supportive resource that I want to bring more attention to, as they’re able to help you with…